Last week Allstate was ordered by the Florida state insurance commissioner to stop writing insurance policies after their refusal to answer state subpeonas. The subpeonas were issued in an investigation into why Allstate wanted to raise their rates by 41.9 percent. Then on Friday the Court of Appeals issued an injuction allowing Allstate to write insurance policies again. Before the ruling,...
Damage from the 2004 Hurricanes in Florida brought about disputes between homeowners and insurance companies about what caused damage to homes. Conventional insurance companies pay out for wind damage and separate flood insurance policies pay for flood damage. Earlier court rulings said that insurance companies were responsible for flood damage. The Florida Supreme Court has ruled that...
The Bush Administration is trying to restrict SCHIP (State Children's Health Insurance Program) from covering children whose families fall with 250% of the federal poverty guidelines. This new move comes after years of allowing these children to receive public health insurance. If the Administration is successful, millions of children will be left without insurance because their families can't...
The Legislature decides October 1st, 2007 if the personal injury protection (PIP) part of the Florida no-fault auto insurance law will "sunset" after being in use for 36 years. If PIP is not renewed, drivers will no longer be required to buy the minimum $10,000 coverage for PIP and will be able to bring law suits against other drivers in auto accidents. The proponents of getting rid of PIP,...
One advantage to practicing law in Florida for over 36 years is the perspective you have of automobile insurance in our state.Prior to 1972 the No-Fault system and coverage did not exist. The insurance industry in Florida and across the nation did not like that situation. It argued for the need to enact restrictions on the right to sue for damages as a result of an automobile accident and to...
When is an annuity a scam played on the purchaser? I nominate the circumstances of this purchaser's dealings with an insurance agent in New Port Richey.The Great Annuity Rip-Off Seven years ago, when Alice Bouchard was 85 and needed her money to be easily accessible, an insurance agent sold her a deferred annuity that tied up her money until she was 101. If she had needed to withdraw the money...
Last week I was working on a personal injury claim on behalf of two Canadian citizens who were visiting in Florida when they were involved in an automobile accident. This week I believe my calendar shows two matters involving injured snowbirds from northern states. The fact is that Florida, perhaps more than any other state, has lots of out-of-state residents on its roads. And, as a result,...
Gooznews.com asks a question all of us should answer.How Good Is Your Primary Care Physician?Everytime I hear or read that the U.S. health care system is the best in the world, I wonder why we wind up so low on so many basic indicators like longevity and infant mortality. A study out today that focuses on primary care -- that first interface with the health care system -- helps explain why.A...
Blue Cross of California provides the latest evidence that trial lawyers serve as a valuable line of protection for the average citizen faced with insurance company misconduct. Tort Deform has the story - here are some excerpts:Do You Have a Blue Cross Scorched Earth Policy?For some time I have been following the corrupt business practices of Blue Cross of California and writing about what I...
A trial lawyer has taken on four major insurance companies over their refusal to pay claims for hurricane damage. Scruggs sues Allstate for denying claimsRenowned Mississippi lawyer Richard "Dickie" Scruggs filed a lawsuit Friday against Allstate Insurance Co., the second major insurer he's sued this week for allegedly denying rightful claims of hurricane-damaged homes.The Scruggs Law Firm...
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